Grissom Arb, IN Heat Pump Installation & Replacement Costs

Estimated Read Time: 12 minutes

If you’re comparing heat pump installation cost for 2025, you’re in the right place. This guide breaks down real‑world pricing, what drives the number, and how to save without cutting corners. As a trusted local HVAC company in Peru and Miami County since 1969, we install, replace, and service heat pumps every day. You’ll see typical ranges, line‑item factors, rebates, and financing options, plus how our free estimate and price‑match guarantee work.

Average Heat Pump Costs in 2025

Prices vary by home, equipment type, and scope, but these are common installed ranges we see across Peru, Logansport, Rochester, and nearby communities:

1. Air‑source heat pump (typical whole‑home, ducted)
2. • Equipment: $3,500–$8,500
   • Installed: $8,500–$16,000
   • Cold‑climate models and higher efficiency land toward the top.
2. Ductless mini‑split heat pump
3. • Single‑zone installed: $3,000–$5,500
   • Multi‑zone whole‑home: $10,000–$20,000 depending on zones, line lengths, and mounting.
3. Geothermal heat pump (ground‑source)
4. • Installed: $18,000–$38,000+
   • Loop type, drilling depth, and lot access drive the spread.

These ranges include typical labor, basic electrical tie‑ins, new pad/lineset where needed, and startup. They do not include major electrical service upgrades, extensive duct reconstruction, or specialty accessories. Your free in‑home estimate will pin down an exact number.

What Drives Your Heat Pump Price

Every home is different. Here are the major levers that raise or lower cost:

1. Sizing and load
2. • A proper Manual J load calculation determines tonnage. Bigger is not better; right‑sized systems cost less to install and operate.
2. Home and ductwork condition
3. • Existing duct quality, insulation, and airflow matter. Sealing or resizing ducts can improve comfort and reduce noise but adds cost.
3. Electrical readiness
4. • New dedicated circuits, breaker panel capacity, and outdoor disconnects are common. Full service upgrades add time and material.
4. Efficiency tier
5. • Higher SEER2 and HSPF2 usually mean higher upfront cost and lower monthly bills. Cold‑climate units command a premium.
5. Brand and warranty package
6. • Price reflects build quality, inverter technology, and warranty terms. We discuss options side‑by‑side during your estimate.
6. Accessories and IAQ
7. • Smart thermostats, surge protection, humidifiers, and air cleaners improve comfort and protection but add to the ticket.
7. Site factors
8. • Line‑set length, wall or roof penetrations, condensate routing, and crane needs all influence labor.
8. Permits and inspections
9. • Required by local code. We pull permits and coordinate inspections in Peru, Miami, and surrounding counties.

Replacement vs. New Installation

• Straight replacement
• • Reuses viable ducts and locations. Often includes new pad, lineset, and whip. Typical installed range: $8,500–$15,000 for standard air‑source systems.
• Conversion or first‑time install
• • Adding or correcting ducts, electrical upgrades, and carpentry can push costs higher. Expect $12,000–$20,000 for many homes, depending on scope.
• Keep or replace ducts?
• • If static pressure is high or rooms are uneven, we may recommend duct fixes. This investment protects your new equipment and comfort.

Ductless Mini‑Split Pricing Explained

Ductless heat pumps shine for sunrooms, basements, attics, garages, and homes without ducts.

• Single‑zone (one indoor head)
• • $3,000–$5,500 installed, depending on line length, wall or ceiling cassette, and electrical distance.
• Multi‑zone (2–5+ heads)
• • $7,500–$20,000 installed. Costs scale with heads, branch boxes, and mounting. Multi‑floor runs and concealment add labor.
• Why choose ductless?
• • Room‑by‑room control, quiet operation, and no duct losses. Ideal for additions or targeted comfort fixes.

Geothermal: Costs and Considerations

Geothermal systems move heat to and from the ground via buried loops. They deliver very low operating costs and stable comfort.

• Typical installed range: $18,000–$38,000+
• Loop field costs vary by soil, trenching or drilling access, and lot size.
• Best for long‑term ownership, new construction, or homes with high heating loads.

We install geothermal systems and can help you weigh total cost of ownership, available incentives, and timeline.

Operating Costs and Savings

Heat pumps move heat instead of making it from fuel. That’s why they’re efficient.

• Efficiency basics
• • Heating performance is expressed as HSPF2 and COP. A COP of 2 means roughly two units of heat out for one unit of electricity in.
• Bill impact
• • Compared to electric resistance heat, modern heat pumps can cut heating energy use significantly while adding central cooling. Savings vs. propane or fuel oil often look strong too, depending on rates.
• Comfort
• • Inverter compressors ramp smoothly, reduce temperature swings, and run quietly. That steadier operation can lower energy use.

Your estimate includes a simple payback comparison using your utility rates so you can see expected monthly impact.

Rebates, Tax Credits, and Financing in Indiana

• Federal tax credit
• • The Energy Efficient Home Improvement Credit (IRC 25C) currently offers 30% of qualified heat pump project costs, up to $2,000 per year. Consult your tax advisor for eligibility and documentation.
• Utility rebates
• • Northern Indiana utilities often offer heat pump incentives that vary by equipment efficiency and account type. We help you identify available programs in Miami County and nearby service areas.
• Financing
• • We offer financing options to spread out project costs, subject to credit approval. Ask during your free estimate.

Permits, Codes, and Our Warranties

• Compliance matters
• • We handle permits and schedule inspections. Proper sizing, refrigerant handling, and electrical work protect performance and safety.
• Our credentials and guarantees
• • Family‑owned and operated since 1969.
  • 24/7 emergency service and same‑day availability when possible.
  • One‑year warranty on parts and labor for our services. Some HVAC installations carry longer labor coverage; ask for details during your quote.
  • We guarantee to match or beat competitors’ prices every time.

How Our Free Estimates Work

1. Home assessment
2. • We measure your home, evaluate ducts, check electrical, and discuss comfort issues like cold rooms or noise.
2. Options and pricing
3. • You’ll receive clear good‑better‑best options with installed pricing, warranty details, and any eligible incentives.
3. No‑pressure comparison
4. • We welcome second opinions and back you with a price‑match guarantee.
4. Installation plan
5. • We schedule quickly, coordinate permits, protect your home, and perform a full startup with homeowner orientation.
5. Aftercare
6. • Maintenance plan members receive priority scheduling, one‑day replacement when available, and no overtime charges.

Real‑World Cost Scenarios in Miami County

• Small ranch in Peru with aging electric furnace
• • Goal: add efficient heating and central AC.
  • Solution: 2‑ton air‑source heat pump, new lineset, basic duct sealing.
  • Expected installed range: $9,500–$12,500 before incentives.
• Two‑story home in Logansport with leaky ducts and hot‑cold spots
• • Goal: comfort and lower bills.
  • Solution: 3‑ton inverter heat pump, selective duct resizing, smart thermostat.
  • Expected installed range: $13,500–$17,500 before incentives.
• Older farmhouse near Mexico and Walton with limited ducts
• • Goal: zoned comfort without major renovation.
  • Solution: 3‑zone ductless mini‑split with concealed lines where possible.
  • Expected installed range: $10,500–$16,000 before incentives.

Your home may price lower or higher based on scope, access, and efficiency tier. That is why our free on‑site estimate matters.

Maintenance Plans and Total Cost of Ownership

A well‑maintained heat pump lasts longer and runs cheaper.

• Seasonal tune‑ups
• • Cleaning coils, verifying refrigerant charge, testing emergency heat, and checking airflow protect efficiency and comfort.
• Membership perks
• • We schedule around you, provide priority status, one‑day replacement when available, and never charge overtime for members.
• Specials
• • Ask about current tune‑up and inspection specials. Preventative maintenance helps avoid surprise repair bills and extends equipment life.

Local Insight That Saves You Money

Homes along the Wabash River corridor and around Grissom Air Reserve Base often face mixed sun and wind exposure. Proper load calculations and duct sealing matter here. In tight lots or alleys, line‑set routing and equipment placement affect both cost and noise. We plan these details up front so your quote reflects the real job, not guesswork.

What Homeowners Are Saying

"Will Allison came out to my home today to do our annual heating tune up. He performed a thorough inspection of every component of our heat pump outside as well as the air handler in our home and gave us a detailed report on the condition of each thing he checked. He also tested and made sure our emergency heat was working properly. I learned a lot today from his visit and our furnace door and that whole area back there hasn't been this clean since I can remember! Will truly went above and beyond and I am so impressed with the level of customer service this young man provided. We will most certainly continue our maintenance program membership with Summers. I don't know how they do it, but Summers has cracked the code when it comes to hiring the very best! I highly recommend this company!!!"
–Will A., Peru

"Nick Elliott with Summers Heating and Cooling in Peru, In did a great job of fixing my heat pump today.i Would recommend Summers to anyone needing this type of work done."
–Nick E., Peru

"Will Allison came out today to check my heat pump and furnace out. He did a thorough inspection and I feel very great about the visit. I joined the maintenance plan and look forward to having my ducts cleaned and sanitized next month. Thank you Summers!"
–Will A., Peru

"The crew that came out fixed our heat pump. Thank you so much."
–Homeowner, Miami County

Frequently Asked Questions

How much does a heat pump cost to install in 2025?

Most air‑source systems land between $8,500 and $16,000 installed. Ductless single zones run $3,000 to $5,500. Geothermal typically ranges from $18,000 to $38,000+.

Is a heat pump cheaper to run than a gas furnace?

It depends on energy prices and your home. Heat pumps often beat electric resistance and can compete with propane or oil. We model payback with your rates.

Do I need new ducts for a heat pump?

Not always. If your ducts are sized and sealed well, we can often reuse them. Leaky or restrictive ducts may need fixes to protect your new system.

Are there tax credits or rebates for heat pumps?

Yes. The federal 25C credit is up to 30% of qualified costs, capped at $2,000 per year. Local utility rebates may also apply. Ask during your estimate.

How long does installation take?

Most replacements take one day. Complex ductwork, multi‑zone ductless, or geothermal projects can take two to several days based on scope.

Conclusion

A clear, line‑by‑line estimate is the fastest path to the right price and the right comfort. Whether you need installation or replacement, we’ll size the system correctly, explain options, and find incentives to lower your total cost.

Ready to compare heat pump installation cost in Peru and Miami County? Call (765) 473-5435 or visit https://www.summersphc.com/peru/ to schedule your free estimate. Ask about our price‑match guarantee and maintenance membership benefits.

Schedule Your Free Heat Pump Estimate

• Call now: (765) 473-5435
• Book online: https://www.summersphc.com/peru/
• Benefit today: Free estimates, price‑match guarantee, 24/7 support, and membership perks with priority service.

About Summers Plumbing Heating & Cooling

For more than 50 years, our local, family‑owned team has kept Peru and Miami County comfortable. We back our work with a one‑year parts and labor warranty and offer a price‑match guarantee. Technicians are licensed, background‑checked, and trained to service heat pumps, furnaces, AC, and geothermal systems. We provide 24/7 emergency service, same‑day appointments when available, and maintenance memberships with priority scheduling and no overtime charges. From free estimates to honest options, we make superior service affordable.